Skip to main content

Ripple CEO Says SEC Gives No Clear Framework for Crypto, Discusses XRP Lawsuit

Ripple CEO Says SEC Gives No Clear Framework for Crypto, Talks About XRP Lawsuit

As the lawsuit with the U.S. Securities and Exchange Commission (SEC) continues, Ripple CEO Brad Garlinghouse insists that the Commission has provided no clarity in crypto regulation. He said the SEC is using its meetings with crypto companies as lead generation for enforcement actions, and the agency has lost sight of its mission to protect investors.

Ripple’s CEO Claims SEC Uses Meetings With Crypto Companies as Lead Generation for Enforcement Actions

Amid the SEC’s lawsuit over XRP, Ripple CEO Brad Garlinghouse reiterated his concerns over the lack of clarity in crypto regulation provided by the securities watchdog. He tweeted Saturday:

American innovation is on the line because of the SEC’s refusal to provide a clear framework for crypto. Instead of working with the industry, the SEC is using their meetings with companies as lead generation for their enforcement actions.

The Ripple CEO’s tweets followed his interview with Fox Business Friday where he also talked about the lack of clarity in crypto regulation in addition to discussing the XRP lawsuit and its implication.

“I think there has been and continues to be a lack of clarity,” Garlinghouse reiterated, emphasizing, “If we want this industry to thrive here in the United States, there needs to be clarity.” He insisted that the SEC chairman cannot continue to say “hey, there is clarity” but then called on “Congress to write new laws to make it clear.” Garlinghouse stressed that “Both those things can’t exist.”

He also referenced the Nasdaq-listed crypto exchange Coinbase which recently abandoned its plan to launch a lending product after the SEC threatened a lawsuit. The exchange said the Commission provided no explanation about its decision.

Discussing the XRP lawsuit, Garlinghouse said that the SEC’s “mission is to protect investors and help ensure orderly markets.” However, he argued that in the XRP case:

More than 10,000 people who are holding XRP have filed a class-action lawsuit against the SEC. These are the exact people the SEC is supposed to be protecting.

He added that without providing clarity, the securities watchdog “allowed XRP to be listed and traded very freely across the United States.” Consequently, “more and more people got involved” and XRP “traded for eight years, and then [the SEC] brought a suit driving the price down 60% or 70%.”

Garlinghouse opined: “If the goal is orderly markets and the goal is to protect investors, I think we lost sight of the big picture of what the SEC’s main mandate is.”

The Ripple executive was asked what Gary Gensler’s end game is with Ripple, XRP, and the entire crypto business. He replied:

I think we lose sight of the fact that crypto is regulated. It’s regulated by the CFTC, it’s regulated by other government agencies, whether it’s FinCEN, U.S. treasury. So, when I heard the SEC people come and say, ‘hey, this is the Wild Wild West, it’s not regulated,’ that’s not entirely true.

Garlinghouse is not the only one concerned about the lack of clarity in crypto regulation. U.S. Senator Pat Toomey wrote a letter to Gensler Friday asking for clear guidance on crypto regulation. SEC Commissioner Hester Peirce has also voiced her concerns over the lack of clarity regarding crypto regulation.

Garlinghouse further noted that the SEC often said, “Hey, come talk to us.” However, “every time someone goes to talk to them from the crypto community, it feels like it’s lead generation to bring enforcement actions. That’s not a good way for us to help this industry thrive in the United States,” he opined.

The SEC claimed that XRP is a security, unlike bitcoin or ether, and must be registered and regulated as such. Garlinghouse described: “If you start treating XRP as a security, that means you are subject to a whole lot of regulations [and] costs associated with security settlement. The magic of XRP is how incredibly fast and how incredibly cost-efficient it is for cross-border payments, how Ripple deploys the technology.” The CEO warned:

If you start treating it as a security, the costs and speed change dramatically and really that is an example of where the SEC is in effect picking the winners and losers of this new industry.

Ripple’s legal team recently said that it had no plans to settle with the SEC and is confident that SEC Chairman Gensler will be convinced that “pursuing the case is picking winners and losers in the crypto business to the detriment of innovation.”

Do you agree with Ripple CEO Brad Garlinghouse? Let us know in the comments section below.



from Bitcoin News https://ift.tt/3obisZs

Comments

Popular posts from this blog

Deep Web Roundup: Dream Adds Monero and Bitcoin Tumbler “Chip Mixer” Launches

The darknet has been quiet of late, which is the way it’s meant to be. No news means no mega busts, honeypots, or mass market shutdowns. Even when it’s out of the spotlight though, the deep web is quietly making news, whether trialling the latest privacy coins or the newest coin mixers that promise to restore a little of the privacy that’s being stripped away from bitcoin users on a daily basis. Also read: U.S. Agency ICE Conducts Investigations That Exploit Blockchain Activity The Battle for Privacy Heats Up Privacy is all relative, but of late there’s been relatively little privacy to be enjoyed by bitcoin users. Blockchain monitoring software is becoming more sophisticated and more common, with U.S. law enforcement agencies using it to profile and hunt down deep web users. Chip Mixer is a relatively new bitcoin tumbler that’s designed to restore some of that privacy. Available on both the clearnet and darknet, the service uses a variety of techniques to obfuscate blockchain m

International Crypto Exchange Luno Adds Bitcoin Cash Trading

Luno exchange has added bitcoin cash trading to the platform following feedback from its client base. BCH is now only the third cryptocurrency available for trading on the exchange, in addition to BTC and ETH , but more options could be on the way once Luno determines that they are credible enough. Also Read: Bitflyer Adds Bitcoin Cash Trading Across Europe and the US Luno Adds Bitcoin Cash Trading Luno, the London-headquartered company formerly known as Bitx, recently announced that bitcoin cash was made available on its cryptocurrency exchange. Starting from Monday, September 23, customers at Luno are now able to store, buy and sell BCH on the platform. The reason given for adding BCH to the exchange is feedback from users in developing markets that convinced Luno to expand their offering from previously just BTC and ETH . Marcus Swanepoel, CEO of Luno, said , “We are in a new and exciting financial era. Developing economies are leading the large-scale adoption and appli

Ombudsman Receives Complaints About Crypto Investments in Spain

The Spanish ombudsman has been receiving complaints about cryptocurrency and how some Spanish citizens investing in these vehicles have lost everything. In his annual report, Angel Gabilondo recognized the rise of cryptocurrencies as a new problem due to the little or no regulation crypto sees in the country. In the same way, the EU has also warned about these assets recently. Spanish Ombudsman Gives His Take on Crypto Angel Gabilondo, the Spanish ombudsman, has given his take regarding cryptocurrencies and the effects they have on citizens investing in some of these projects. Gabilondo said in his yearly report that cryptocurrencies have become “a new problem” during the year examined, with many people having lost all of their funds invested. The report states : Cryptocurrency exchange companies or platforms are not regulated in the legal system, are not subject to any public supervision system, nor do they benefit from deposit guarantee systems. The affected users that sought